Kennebec Savings Bank is pleased to offer residential mortgage financing on one-to-four family properties located primarily in Kennebec County, Maine and some communities surrounding Kennebec County.
Kennebec Savings Bank will automatically lock in your mortgage rate for a full 60 days from the date of loan approval FREE of any charge.
1,2,3 and 4 point programs are available.
Flexible down payment programs, with as little as 3% down, are available.
The Fixed Rate APR's listed below assume a 20% downpayment.
Contact one of our lenders for specific rates on our Adjustable Rate Mortgages or any of our many other loan programs.
*****Mortgage rates are subject to change without notice and are updated periodically (as rates change)*****
Rates as of Friday, July 3, 2009
|
|
Primary Residence & Secondary Homes - Purchase or Refinance - 30 Year terms.
|
5.750%
|
0.000
|
5.750%
|
$2.92
|
|
Primary Residence & Secondary Homes - Purchase or Refinance - 15 year terms.
|
5.250%
|
0.000
|
5.250%
|
$4.02
|
|
Seasonals (Camps & Cottages) - Purchase or Refinance - 20 year terms.
|
6.250%
|
0.000
|
6.250%
|
$3.66
|
|
Construction with Permanent Financing - Primary Residence - 30 year term.
|
5.750%
|
1.000
|
5.890%
|
$2.92
|
|
Primary Residence & Secondary Homes - Purchase or Refinance - 30 year terms.
|
6.000%
|
0.000
|
6.000%
|
$6.00
|
|
Primary Residence & Secondary Homes - Purchase or Refinance - 15 year terms.
|
5.500%
|
0.000
|
5.500%
|
$8.17
|
|
Seasonals (Camps & Cottages) - Purchase or Refinance - 20 year terms.
|
6.500%
|
0.000
|
6.500%
|
$7.46
|
|
Construction with Permanent Financing - Primary Residence - 30 year term.
|
6.000%
|
1.000
|
6.115%
|
$6.00
|
|
