Kennebec Savings Bank is pleased to offer residential mortgage financing on one-to-four family properties located primarily in Kennebec County, Maine and some communities surrounding Kennebec County.
Kennebec Savings Bank will automatically lock in your mortgage rate for a full 60 days from the date of loan approval FREE of any charge.
1,2,3 and 4 point programs are available.
Flexible down payment programs, with as little as 3% down, are available.
The Fixed Rate APR's listed below assume a 20% downpayment.
Contact one of our lenders for specific rates on our Adjustable Rate Mortgages or any of our many other loan programs.
*****Mortgage rates are subject to change without notice and are updated periodically (as rates change)*****
Rates as of Thursday, September 2, 2010
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Primary Residence & Secondary Homes - Purchase or Refinance - 30 Year terms.
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5.750%
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0.000
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5.750%
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$2.92
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Primary Residence & Secondary Homes - Purchase or Refinance - 15 year terms.
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5.250%
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0.000
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5.250%
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$4.02
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Seasonals (Camps & Cottages) - Purchase or Refinance - 20 year terms.
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6.250%
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0.000
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6.250%
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$3.66
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Construction with Permanent Financing - Primary Residence - 30 year term.
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5.750%
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1.000
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5.890%
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$2.92
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Primary Residence & Secondary Homes - Purchase or Refinance - 30 year terms.
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6.000%
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0.000
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6.000%
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$6.00
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Primary Residence & Secondary Homes - Purchase or Refinance - 15 year terms.
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5.500%
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0.000
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5.500%
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$8.17
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Seasonals (Camps & Cottages) - Purchase or Refinance - 20 year terms.
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6.500%
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0.000
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6.500%
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$7.46
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Construction with Permanent Financing - Primary Residence - 30 year term.
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6.000%
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1.000
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6.115%
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$6.00
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** The "Payment per $1,000" figures quoted above do not include amounts for taxes and/or insurance premiums, if applicable, and the actual payment obligations will be greater.**
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