Kennebec Savings Bank is pleased to offer residential mortgage financing on one-to-four family properties located primarily in Kennebec County, Maine and some communities surrounding Kennebec County.
  • Kennebec Savings Bank will automatically lock in your mortgage rate for a full 60 days from the date of loan approval FREE of any charge.
  • 0, 1 and 2 point programs are available.
  • Flexible down payment programs, with as little as 3% down, are available.
  • The Fixed Rate APR's listed below assume a 20% downpayment.
    Contact one of our lenders for specific rates on our Adjustable Rate Mortgages or any of our many other loan programs.

    *****Mortgage rates are subject to change without notice and are updated periodically (as rates change)*****

    Rates as of Wednesday, January 25, 2012
    Product Description Interest Rate Points Annual Percentage Rate Payment per $1,000
    Biweekly Payment Options:
    Primary Residence & Secondary Homes - 30 Year terms.   5.750% 0.000 5.750% $2.92
    Primary Residence & Secondary Homes - 15 year terms.   5.250% 0.000 5.250% $4.02
    Seasonals (Camps & Cottages) - 20 year terms.   6.250% 0.000 6.250% $3.66
    Construction with Permanent Financing - Primary Residence - 30 year term.   5.750% 1.000 5.890% $2.92
    Monthly Payment Options:
    Primary Residence & Secondary Homes - 30 year terms.   6.000% 0.000 6.000% $6.00
    Primary Residence & Secondary Homes - 15 year terms.   5.500% 0.000 5.500% $8.17
    Seasonals (Camps & Cottages) - 20 year terms.   6.500% 0.000 6.500% $7.46
    Construction with Permanent Financing - 30 year term.   6.000% 1.000 6.115% $6.00

    ** The "Payment per $1,000" figures quoted above do not include amounts for taxes and/or insurance premiums, if applicable, and the actual payment obligations will be greater.**