| Rates as of Thursday, July 03, 2008 |
Kennebec Savings Bank is pleased to offer residential mortgage financing on
one-to-four family properties located primarily in Kennebec County, Maine and
some communities surrounding Kennebec County.
Kennebec Savings Bank will automatically lock in your mortgage rate for a
full 60 days from the date of loan approval FREE of any charge.
1,2,3 and 4 point programs are available.
Flexible down payment programs, with as little as 3% down, are available.
The Fixed Rate APR's listed below assume a 20% downpayment.
Contact one
of our lenders for specific rates on
our Adjustable Rate Mortgages or any of our many other loan programs.
*****Mortgage rates are subject to change without notice and are updated
periodically (as rates change)***** |
| Product Description |
Points |
Interest Rate |
APR |
Payment per $1,000 |
| Primary Residence & Secondary Homes - Biweekly Payment Option - 30 Year term. |
0.000 |
6.500% |
6.500% |
$3.16 |
| Primary Residence & Secondary Homes - Monthly Payment Option - 30 year term. |
0.000 |
6.750% |
6.750% |
$6.49 |
| Primary Residence & Secondary Homes - Biweekly Payment Option - 15 year term |
0.000 |
6.000% |
6.000% |
$4.22 |
| Primary Residence & Secondary Homes - Monthly Payment Option - 15 year term. |
0.000 |
6.250% |
6.250% |
$8.57 |
| Seasonals (Camps & Cottages) - Biweekly Payment Option - 20 year term |
0.000 |
6.750% |
6.750% |
$3.80 |
| Seasonals (Camps & Cottages) - Monthly Payment Option - 20 year term. |
0.000 |
7.000% |
7.000% |
$7.75 |
| Construction with Permanent Financing - Primary Residence - Biweekly Payment Option - 30 year term. |
1.000 |
6.500% |
6.649% |
$3.16 |
| Construction with Permanent Financing - Primary Residence - Monthly Payment Option - 30 year term. |
1.000 |
6.750% |
6.870% |
$6.49 |
